Included in the daily rental rate are:

Public Liability Insurance to cover accidents in the event that the Renter is at fault. The policy protects the company for US$ 1,000,000 and the Renter to Statutory Limits.

A US$750.00 deductible for Accidental Damage (starting 04/01/2005): "Accidental Damage" includes but is not limited to: (i) Motor vehicle accident; (ii) Vehicle theft; (iii) Vandalism; (iv) Fire; (v) Windshield & glass damage.

If Renter's motor home vacation is interrupted by an automotive mechanical breakdown for more than 12 working hours after reporting such to Adventures on Wheels, the Renter will be reimbursed for the greater of: (i) the gross daily rate or: (ii) expenses for hotel rooms up to US$ 25.00 per person per night and car rental up to US$50.00 per day per motor home to a maximum of US$1,500.00 per tour. Receipts for all incurred expenses must be presented for refund. Radio, TV / VCR / DVD / Cassette Tape, generator, air conditioning, fridge, cruise control, awning, slide-out malfunction, etc. are not considered to be mechanical breakdowns.

The following losses are not covered if damage is caused by:

Negligent Damage
Unlimited responsibility for Negligent Damage: "Negligent Damage" refers to accidents caused as a result of Driver's negligence and includes but is not limited to: (i) accidents occurring off road; (ii) accidents occurring while backing up; (iii) damage above windshield caused by striking overhead objects, undercarriage damage (including tires and wheels); (iv) all damages to slide-out and awnings; (v) damage caused by freezing of the vehicles systems (it is not permitted to fill water- and/or waste tanks when temperatures are below freezing)

Deliberate or willful damage caused by renter or guests
Personal contents are not covered
Failure to maintain all fluid levels
Driving under the influence of alcohol or drugs
Traveling in restricted areas
Carrying more passengers than having seat belts available
Failure to use specified fuel

Additional liability coverage can be purchased as described below:

SLI

SLI provides the customer with an increased limit of liability protection for up to US$1,000,000 toward a 3rd party.

Notes: No coverage is provided for travelers in the rented vehicle under either policy.